The Next Four Years: What will change now? How can it affect you?

Planning Now for a Successful Tomorrow

At Marano Consulting, our mission is to help you develop a one-of-a-kind plan for a more comfortable retirement for yourself and a brighter future for your family.

With over 28 years of experience, our team understands that no two individuals or businesses are alike. That’s why we’re dedicated to providing personal attention and customized financial solutions as unique as our clients.

We strive to partner with you by providing accessible, one-on-one advice while tapping into the support of many high-level institutional professionals.

Financial Planning Focused on You

We’ve structured Marano Consulting to eliminate the conflict of interest when a financial advisor is also a salesperson or employee of a large institution. As an independent firm, our clients benefit from our ability to consider a wider range of solutions, since we aren’t tied to a bank, brokerage firm, or insurance company to sell their products.

We commit to the highest standards of professional competence, ethical conduct, and clear, complete disclosure to those we serve. We deliver advice using an objective, moral, client-centered process.

As a fiduciary, Frank Marano regularly meets with people on an hourly basis to review their current investments and answer any specific financial questions they have. Whether you've been trying to manage your own investments or are currently working with another advisor or salesperson, getting objective guidance from an experienced advisor who is legally bound to represent your best interests can provide you and those who depend on you with added peace of mind and financial security.

“What you make is not as important as what you get to keep.”

Click here to listen to our podcast, "Taxation in Retirement Made Simple" — with Frank Marano

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  • About Frank Marano

    For more than 28 years, Frank Marano and Marano Consulting have been helping individuals and businesses prepare for success. As a licensed fiduciary financial advisor, Frank has been providing his clients with experience and solid knowledge to help put them on the path toward financial independence.

    Frank’s advice has appeared on and His expertise helps connect individuals, businesses, and organizations with the right solutions to help guide them to a rewarding future. He offers one-on-one consultations to address any and all concerns, and his comprehensive approach helps give clients more understanding and added peace of mind.

    As an independent fiduciary financial advisor, Frank offers unbiased, fee-based solutions for his clients. He adheres to strict fiduciary standards, which means he must act in the best interest of the client and put his client’s interests ahead of his own.

    Frank Marano is versed in most areas of finance and offers FREE educational seminars on (but not limited to):

    • Tax Planning
    • Estate Planning
    • Asset Allocation and Review
    • Debt Consolidation
    • Wealth Preservationn
    • Business Planning
    • Long-Term Care
    • Retirement Planning

    At Marano Consulting, we believe in empowering our clients with information so they can make educated decisions. Frank works side-by-side with his clientele, helping them to take control to set and work toward their personal and business goals.

    Preparation is the key to your success, and helping you prepare for a satisfying financial future is our commitment to you!

    To get in touch with Frank, email

  • About Laura R. Moreno, Marketing Specialist

    Laura organizes educational/informational seminars for individuals and organizations seeking a fuller understanding of their financial and medical insurance needs. She builds a solid foundation with her clients by providing workshops, presentations and ongoing communication to ensure their future prosperity. She excels at coordinating concierge services custom designed for your business or organization. These services will enhance your professional profile, while empowering your members with continuous knowledge.


Serving you every step of the way

A comprehensive financial plan involves looking holistically at every part of your financial life and creating a documented road map to help keep you on track toward your goals.

Financial Planning

We provide guidance and assistance by preparing a personalized financial plan to help you work towards added peace of mind and work toward financial freedom. This plan will serve as your blueprint for building a road map for your financial journey ahead. It will include, where needed and applicable, the following pillars of sound financial planning:

• Cash flow funding, including Social Security implementation, and planning for specific goals, such as retirement income needs, travel and vacation, charitable giving, education needs, and more.
• Risk management review and discussion of all insurances, including auto, home, liability (umbrella), health, disability, life, long-term care, Medicare, and more.
• Estate planning review, including a detailed checklist.
• Tax planning and advice in strategic tax reduction investment strategies where applicable.

There is no better way to help you and your loved ones sleep well at night than to outline and implement a well-designed financial plan.

I can provide guidance about strategies that could impact your tax situation. I’m able to collaborate with you and your tax advisor to make sure we are all working toward the common goal of minimizing your taxes as we recommend various financial products and services.

Investment Management

Investments are an important part of your financial plan, and my priority is to construct the appropriate portfolio for your goals based on your specific risk/return investment objectives. I can assist you in selecting the correct investments.

Retirement Planning

I know clients are worried about their ability to build and sustain the retirement of their dreams. I can help by analyzing income sources, such as pensions, retirement assets, and Social Security. I then work with you to set up an appropriate plan that minimizes the impact of taxes, inflation, and health care costs while taking withdrawals.

Medicare Planning

The Medicare program can be complex to seniors. With professional advice and counsel on Medicare plans, you can be prepared to face the changing issues surrounding Medicare.

Our Medicare planning services include:

• Explaining the Medicare program and the services Medicare provides.
• Comparing the many Medicare plans and their available benefits.
• Comparing the costs of Medicare policies.
• Recommending the best Medicare policy to fit your needs.


We are a provider of WealthGuard™, an incredibly simple, yet powerful early-warning system that monitors all of your investment accounts, daily, so you can invest with the confidence that there’s a plan in place to help protect your investments in all market conditions. Providing you with added peace of mind, WealthGuard securely tracks all of your accounts in one place, including asset allocation and overall performance, and immediately alerts you of any changes via email and/or text message. More importantly, WealthGuard will initiate a specific plan of action to help protect your accounts, while keeping you focused on your long-term investment goals.

And since WealthGuard monitors all your accounts automatically, it can watch over your 401(k), self-managed investment accounts, and accounts managed by financial advisors at nearly every firm in the United States.